As I am Scottish, I am aware that in the UK it is possible to have a fixed valuation with your insurance company on your car, If (god forbid) anything where to happen to it!
Can you do that here? I have a fear that, if something were to happen, i would only be compensated the market value of a 1996 mini, and not what my car is worth; with new paint (no rust

), all new suspension geometry, new wheels etc. And as I am also seriously thinking of a new 7 port engine, i wonder if i can get a fixed value from my insurance company?